Community housing resources
Last updated: November 6, 2024
Mortgage and Down Payment Assistance in the Puget Sound Region
Not sure if you can afford your own home? Those with an annual household income of up to $145,000 may qualify for specialized home loans, down-payment assistance, and more through the Washington State Housing Finance Commission.
The Housing Finance Commission is a self-supporting state agency, dedicated to increasing housing access and affordability for the people of Washington. Their programming covers:
- Homebuyer education
- Specialized home loans
- Down-payment assistance
- Energy incentives
To get started, visit their Here to Home website to find a lender and register for a Homebuyer Education Seminar. This free, five-hour class is offered by local partners throughout the state and covers everything home buyers need to know about purchasing a home—including budgeting, credit issues, and more. It also includes information about the Commission’s mortgage programs and down-payment assistance.