Specialized home loans & down-payment assistance
Not sure if you can afford your own home? Those with an annual household income of up to $145,000 may qualify for specialized home loans, down-payment assistance, and more through the Washington State Housing Finance Commission.
The Housing Finance Commission is a self-supporting state agency, dedicated to increasing housing access and affordability for the people of Washington. Their programming covers:
- Homebuyer education
- Specialized home loans
- Down-payment assistance
- Energy incentives
To get started, visit their Here to Home website to find a lender and register for a Homebuyer Education Seminar. This free, five-hour class is offered by local partners throughout the state and covers everything home buyers need to know about purchasing a home—including budgeting, credit issues, and more. It also includes information about the Commission’s mortgage programs and down-payment assistance.