{"id":3323,"date":"2017-04-14T01:09:31","date_gmt":"2017-04-14T08:09:31","guid":{"rendered":"http:\/\/hr.uw.edu\/benefits\/?p=3323"},"modified":"2017-04-19T08:03:05","modified_gmt":"2017-04-19T15:03:05","slug":"inspired-by-the-home-improvement-fair-ready-to-become-a-home-owner","status":"publish","type":"post","link":"https:\/\/hr.uw.edu\/benefits\/2017\/04\/14\/inspired-by-the-home-improvement-fair-ready-to-become-a-home-owner\/","title":{"rendered":"Ready to own a home? Get your free financial assessment"},"content":{"rendered":"<p>One of the first and most important major steps on your journey to home-ownership is an appointment with a loan officer or pre-purchase housing counselor to assess you financial situation. Based on your finances and the current housing market, a pre-qualification appointment will give you a realistic idea of what you can afford and\/or how much you need to save.<\/p>\n<p>As a UW employee, you can make an appointment to <a href=\"https:\/\/www.homestreet.com\/personal\/home-loans\/homestreet-benefit-programs\/university-of-washington-employees\"><u>meet one-on-one with a HomeStreet Bank representative<\/u><\/a> during a free prequalification appointment. The meeting is a great time to get your questions answered about your specific circumstances. Here are a few things you will want to bring:<\/p>\n<ul>\n<li>A list of current debts (Copies of current billing statements are the best)<\/li>\n<li>Current paycheck stubs<\/li>\n<li>Verification of funds to close (such as bank statements, retirement account information, gift deposits, etc.)<\/li>\n<\/ul>\n<p>When the counselor or loan officer determines you are ready to begin your search for a new home, you can obtain a pre-approval letter from your loan officer that reflects your ability to qualify for a loan at the amount you wish to pay for a house. The fun begins once you have your pre-approval letter in hand!<\/p>\n<p>The Hometown Home Loan Program offers even more discounts and resources to UW employees. If you\u2019re considering buying or refinancing a home, check out the<a href=\"http:\/\/hr.uw.edu\/benefits\/more-ways-to-save\/hometown-home-loan-program\/\"> Benefits website <\/a>for seminars programs and resources available to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the first and most important major steps on your journey to home-ownership is an appointment with a loan officer or pre-purchase housing counselor to assess you financial situation. Based on your finances and the current housing market, a pre-qualification appointment will give you a realistic idea of what you can afford and\/or how much you need to save. As a UW employee, you can make an appointment to meet one-on-one with a HomeStreet Bank representative during a free&#8230;<\/p>\n","protected":false},"author":30,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","slim_seo":{"title":"Ready to own a home? Get your free financial assessment - Benefits","description":"One of the first and most important major steps on your journey to home-ownership is an appointment with a loan officer or pre-purchase housing counselor to ass"},"footnotes":""},"categories":[9],"tags":[],"class_list":["post-3323","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"modified_by":"lfaye","_links":{"self":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/posts\/3323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/comments?post=3323"}],"version-history":[{"count":4,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/posts\/3323\/revisions"}],"predecessor-version":[{"id":3378,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/posts\/3323\/revisions\/3378"}],"wp:attachment":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/media?parent=3323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/categories?post=3323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/tags?post=3323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}