{"id":4409,"date":"2017-11-24T09:22:02","date_gmt":"2017-11-24T17:22:02","guid":{"rendered":"http:\/\/hr.uw.edu\/benefits\/?page_id=4409"},"modified":"2026-06-25T15:20:18","modified_gmt":"2026-06-25T22:20:18","slug":"premium-surcharges","status":"publish","type":"page","link":"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/premium-surcharges\/","title":{"rendered":"Premium surcharges"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/premium-surcharges\/#Tobacco-use-surcharge\" >Tobacco use surcharge<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/premium-surcharges\/#Spouse-or-partner-surcharge\" >Spouse or partner surcharge<\/a><\/li><\/ul><\/nav><\/div>\n<p>You must pay an extra fee on top of your monthly medical plan premium if either of these apply to you:<\/p>\n<ul>\n<li>You use tobacco products (or a dependent age 13 or greater on your coverage uses tobacco)<\/li>\n<li>You add to your plan a spouse or partner who has declined other group health coverage (including Tricare)<\/li>\n<\/ul>\n<p>When you enroll (or add a spouse or other qualified dependent), you must declare whether or not either of these apply to you. Once enrolled, you\u2019re required to report any changes in tobacco use or spousal health coverage.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tobacco-use-surcharge\"><\/span>Tobacco use surcharge<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you ,or a dependent age 13 or greater, used tobacco in the two months prior to enrolling, you must declare that and pay a monthly $25 premium surcharge. Once enrolled, if your tobacco use changes, you must report the change.<\/p>\n<p>For more details, including how to report a change, see\u00a0<a href=\"https:\/\/isc.uw.edu\/user-guides\/benefits-enrollment-pebb-health-and-other-insurance-plans\/#7-tobacco-use-attestation\">Tobacco Use Attestation<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Spouse-or-partner-surcharge\"><\/span>Spouse or partner surcharge<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A surcharge applies when your spouse or partner has a job that offers them employer-based group medical insurance, but they decline it and enroll on your PEBB plan instead. If this is the case, when you enroll your spouse or partner, you\u2019ll pay a $50 monthly surcharge. For the surcharge to apply, the coverage that your spouse or partner declined has to be comparable to the UMP Classic plan (even if that\u2019s not the plan you\u2019re enrolled in).<\/p>\n<p>For full details see\u00a0<a href=\"https:\/\/www.hca.wa.gov\/employee-retiree-benefits\/public-employees\/spousal-coverage-surcharge\">PEBB spouse or partner coverage premium surcharge<\/a>, but remember to make changes in Workday. For more details on making changes in Workday see <a href=\"https:\/\/employeehelp.workday.uw.edu\/user-guides\/benefits-enrollment-pebb-health-and-other-insurance-plans\/\">Spousal or State-Registered Domestic Partner Premium Surcharge<\/a>.<\/p>\n<h2><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>You must pay an extra fee if you or a dependent uses tobacco or if you add a dependent who has declined other health coverage<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":4364,"menu_order":67,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[],"class_list":["post-4409","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/4409","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/comments?post=4409"}],"version-history":[{"count":0,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/4409\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/4364"}],"wp:attachment":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/media?parent=4409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/categories?post=4409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}