{"id":4376,"date":"2017-11-23T11:40:42","date_gmt":"2017-11-23T19:40:42","guid":{"rendered":"http:\/\/hr.uw.edu\/benefits\/?page_id=4376"},"modified":"2026-02-04T08:23:30","modified_gmt":"2026-02-04T16:23:30","slug":"gaip-dependent-coverage","status":"publish","type":"page","link":"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/graduate-appointees\/gaip-dependent-coverage\/","title":{"rendered":"GAIP: Dependent coverage"},"content":{"rendered":"<p>If you\u2019re covered by GAIP, you also have the option to enroll your spouse or partner and children.<\/p>\n<h4>Enrollment deadline for dependents<\/h4>\n<p>The enrollment confirmation e-mail you receive from LifeWise each quarter contains instructions for enrolling dependents into your GAIP plan coverage. Once you receive your confirmation letter, use the <a href=\"https:\/\/student.lifewiseac.com\/uw\/gaip\/\" target=\"_blank\" rel=\"noopener noreferrer\">LifeWise website<\/a> to make changes to your dependent coverage. The deadline for each quarter is shown in the table below.<\/p>\n<div class=\"table-responsive\">\n<table class=\"table table-striped table-sm\">\n<tbody>\n<tr>\n<th style=\"text-align: center\" colspan=\"3\"><strong>Deadlines for enrolling dependents<\/strong><\/th>\n<\/tr>\n<tr>\n<th style=\"text-align: center\"><strong>Quarter<\/strong><\/th>\n<th style=\"text-align: center\"><strong>Coverage Periods<\/strong><\/th>\n<th style=\"text-align: center\"><strong>Online Enrollment Deadline<\/strong><\/th>\n<\/tr>\n<tr>\n<td style=\"text-align: center\">Fall<\/td>\n<td style=\"text-align: center\">October 1 &#8211; December 31<\/td>\n<td style=\"text-align: center\">October 31<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\">Winter<\/td>\n<td style=\"text-align: center\">January 1 &#8211; March 31<\/td>\n<td style=\"text-align: center\">January 31<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\">Spring<\/td>\n<td style=\"text-align: center\">April 1 &#8211; June 30<\/td>\n<td style=\"text-align: center\">April 30<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center\">Summer<\/td>\n<td style=\"text-align: center\">July 1 &#8211; September 30<\/td>\n<td style=\"text-align: center\">June 30<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h5>Re-enroll dependents for another year<\/h5>\n<p>To continue dependent coverage from one plan year to the next, you\u2019ll need to re-enroll your dependents in the fall, when the plan year begins. The deadline for re-enrollment is October 31. However, after fall quarter you don\u2019t need to re-enroll dependents for each coverage period if you have continuous coverage for the plan year.<\/p>\n<h5>Enroll a dependent mid-quarter<\/h5>\n<p>A dependent who becomes newly eligible as a result of a qualifying life event (such as marriage, birth, or adoption) may be added mid-quarter if all the following apply:<\/p>\n<ul>\n<li>You are covered under this program<\/li>\n<li>You complete the appropriate enrollment form within 31 days of the date of your marriage or qualified domestic partnership registration<\/li>\n<li>You complete the appropriate enrollment form within 60 days of the date of birth, placement for adoption, or date of adoption<\/li>\n<\/ul>\n<p><a href=\"https:\/\/students.lifewiseac.com\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\">Contact LifeWise<\/a> if you\u2019d like to enroll a dependent mid-quarter.<\/p>\n<h4>Monthly premium for dependents<\/h4>\n<p>If you\u2019re eligible, the UW pays your premium for GAIP coverage. For dependent coverage, you pay the premiums for the plan year listed below. The University&#8217;s contribution to dependent premiums is 65 percent.<\/p>\n<p>Premiums are typically deducted from your paycheck on the third, fourth, and fifth pay dates of the coverage period, except for the summer period. For the summer, instead of a paycheck deduction you\u2019ll receive a bill from LifeWise for the entire coverage period. Contact LifeWise if you don\u2019t receive this bill by mid-July.<\/p>\n<p><strong><em>2025 &#8211; 2026 premium rates (effective October 1, 2025):<\/em><\/strong><\/p>\n<div class=\"table-responsive\">\n<table class=\"table table-striped table-sm\">\n<tbody>\n<tr>\n<th style=\"text-align: center\">Coverage Classification<\/th>\n<th style=\"text-align: center\">Monthly Premium<\/th>\n<\/tr>\n<tr>\n<td>Student Only<\/td>\n<td style=\"text-align: center\">Paid by UW<\/td>\n<\/tr>\n<tr>\n<td>Student &amp; Spouse or Qualified Domestic Partner (QDP)<\/td>\n<td style=\"text-align: center\">$267.60<\/td>\n<\/tr>\n<tr>\n<td>Student &amp; Child(ren)<\/td>\n<td style=\"text-align: center\">$172.58<\/td>\n<\/tr>\n<tr>\n<td>Student, Spouse or QDP* &amp; Child(ren)<\/td>\n<td style=\"text-align: center\">$440.18<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4><\/h4>\n<h4>Eligible dependents<\/h4>\n<p>An eligible dependent is defined as:<\/p>\n<ul>\n<li>Your legally married spouse<\/li>\n<li>Your qualified domestic partner if one of you is at least 62 years old<\/li>\n<li>Your dependent children through age 25, including:\n<ul>\n<li>Your adopted children<\/li>\n<li>Children legally placed for adoption, including a child for whom you&#8217;ve assumed total or partial legal obligation for support in anticipation of adoption (documentation required)<\/li>\n<li>Stepchildren<\/li>\n<li>Foster children or children for whom you&#8217;re the legally designated guardian (documentation required)<\/li>\n<li>In addition, your child will be eligible for coverage under this program if required by a court order and if a copy of the court order is provided<\/li>\n<\/ul>\n<\/li>\n<li>Your dependent children who are incapable of self-support because of a physical handicap or developmental disability\n<ul>\n<li>Documentation is required<\/li>\n<li>Please contact us for more information<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4>End of dependent coverage<\/h4>\n<p>In most cases, your dependent coverage stops at the end of the month in which your job \u00a0ends. It will also stop at the end of the month in which any of these events occur:<\/p>\n<ul>\n<li>Loss of eligibility for coverage under the plan as a &#8220;dependent child&#8221;<\/li>\n<li>Dependent\u2019s entry into Armed Services<\/li>\n<li>Divorce or legal separation<\/li>\n<li>Death of a dependent<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Enroll your spouse or partner and children<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":4368,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-4376","page","type-page","status-publish","format-standard","hentry","search_bucket-gaip","search_bucket-page"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>GAIP: Dependent coverage - Benefits<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/graduate-appointees\/gaip-dependent-coverage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"GAIP: Dependent coverage - 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