{"id":4374,"date":"2017-11-23T11:38:43","date_gmt":"2017-11-23T19:38:43","guid":{"rendered":"http:\/\/hr.uw.edu\/benefits\/?page_id=4374"},"modified":"2026-07-08T15:45:01","modified_gmt":"2026-07-08T22:45:01","slug":"gaip-continuation-of-coverage","status":"publish","type":"page","link":"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/graduate-appointees-options\/gaip-continuation-of-coverage\/","title":{"rendered":"GAIP: Continuation of coverage"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/graduate-appointees-options\/gaip-continuation-of-coverage\/#When-is-continuation-coverage-available\" >When is continuation coverage available?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/graduate-appointees-options\/gaip-continuation-of-coverage\/#Required-notice\" >Required notice<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/graduate-appointees-options\/gaip-continuation-of-coverage\/#Premiums\" >Premiums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/hr.uw.edu\/benefits\/insurance\/health\/graduate-appointees-options\/gaip-continuation-of-coverage\/#Contacts-questions-address-changes\" >Contacts, questions, address changes<\/a><\/li><\/ul><\/nav><\/div>\n<p>UW offers a continuation provision (COBRA) to GAIP coverage that allows you or your eligible dependents to continue your insurance should you lose eligibility for UW-paid coverage.<\/p>\n<p>COBRA continuation coverage can become available to you when you would otherwise lose your GAIP coverage. It can also become available to other members of your family who are covered under the Plan when they would otherwise lose their GAIP coverage. For additional information about your rights and obligations under the Plan and under federal law, you should review the Plan\u2019s Summary Plan Description or contact the Plan Administrator.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"When-is-continuation-coverage-available\"><\/span>When is continuation coverage available?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The plan will offer continuation coverage to qualified beneficiaries only after the plan administrator has been notified that a qualifying event has occurred. The employer must notify the plan administrator of the qualifying event, when the event is any of the following:<\/p>\n<ul>\n<li>The end of employment or reduction of hours of employment<\/li>\n<li>The death of the GAIP-eligible graduate appointee<\/li>\n<li>The eligible graduate appointee&#8217;s becoming entitled to Medicare benefits (under Part A, Part B, or both)<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Required-notice\"><\/span>Required notice<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You must give notice of some qualifying events.<\/p>\n<p>For the other qualifying events (divorce or legal separation of the graduate appointee and spouse\u00a0or partner;\u00a0a dependent child\u2019s losing eligibility for coverage as a dependent child) you must notify the plan administrator within 60 days after the qualifying event.<\/p>\n<p><strong>Notice Procedures:<\/strong> Any notice that you provide must be in writing, oral notice, including notice by telephone, is not acceptable. You must mail or deliver your notice to:<\/p>\n<p>LifeWise Administrators<br \/>\nP.O. Box 21325<br \/>\nMS 225<br \/>\nSeattle, WA 98111<br \/>\n800-421-3531 (voice)<br \/>\n800-842-5357 (TDD)<\/p>\n<p>Download <a href=\"https:\/\/student.lifewiseac.com\/documents\/024354.pdf\">LifeWise COBRA election form<\/a>.<\/p>\n<p>Read the full continuation of coverage details by visiting the <a href=\"https:\/\/student.lifewiseac.com\/uw\/gaip\/\" target=\"_blank\" rel=\"noopener noreferrer\">LifeWise website<\/a> and downloading the plan benefit booklet.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Premiums\"><\/span>Premiums<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"table-responsive\">\n<div class=\"table-responsive\"><strong><em>2025 &#8211; 2026 premium rates (effective October 1, 2025):<\/em><\/strong><\/div>\n<div class=\"table-responsive\">\n<div class=\"table-responsive\">\n<table class=\"table table-striped table-sm\">\n<tbody>\n<tr>\n<th style=\"text-align: center;\">Coverage classification<\/th>\n<th style=\"text-align: center;\">Monthly premium<\/th>\n<\/tr>\n<tr>\n<td>Student only<\/td>\n<td style=\"text-align: center;\">$728.87<\/td>\n<\/tr>\n<tr>\n<td>Student and spouse or partner<\/td>\n<td style=\"text-align: center;\">$1,508.74<\/td>\n<\/tr>\n<tr>\n<td>Student and children<\/td>\n<td style=\"text-align: center;\">$1,231.81<\/td>\n<\/tr>\n<tr>\n<td>Student, spouse or partner, and children<\/td>\n<td style=\"text-align: center;\">$2,011.68<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"table-responsive\"><\/div>\n<\/div>\n<\/div>\n<div class=\"table-responsive\">\n<h2><span class=\"ez-toc-section\" id=\"Contacts-questions-address-changes\"><\/span>Contacts, questions, address changes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>All questions concerning your plan or your continuation coverage rights should be addressed to <a href=\"https:\/\/students.lifewiseac.com\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\">LifeWise Assurance Company<\/a>.<\/p>\n<p>In order to protect your rights and\/or those of your family, you should keep the plan administrator informed of any address changes. Keep a copy of any notices or correspondence for your records.<\/p>\n<p>For more information about your continuation coverage rights, the Health Insurance Portability and Accountability Act (HIPAA), and other laws affecting group health plans, contact the <a href=\"http:\/\/www.cms.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Centers for Medicare and Medicaid<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Continue your insurance should you lose eligibility for UW-paid coverage<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":4483,"menu_order":40,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[],"class_list":["post-4374","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/4374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/comments?post=4374"}],"version-history":[{"count":3,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/4374\/revisions"}],"predecessor-version":[{"id":10600,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/4374\/revisions\/10600"}],"up":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/4483"}],"wp:attachment":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/media?parent=4374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/categories?post=4374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}