{"id":226,"date":"2016-04-14T23:25:27","date_gmt":"2016-04-15T06:25:27","guid":{"rendered":"http:\/\/hr.uw.edu\/benefits\/?page_id=226"},"modified":"2025-07-29T10:20:15","modified_gmt":"2025-07-29T17:20:15","slug":"leoff-2-retirement-plan","status":"publish","type":"page","link":"https:\/\/hr.uw.edu\/benefits\/retirement-plans\/leoff-2-retirement-plan\/","title":{"rendered":"LEOFF 2 retirement plan"},"content":{"rendered":"

Available to commissioned UW police officers, the Law Enforcement Officers\u2019 and Fire Fighters\u2019 (LEOFF) 2 retirement plan is a traditional, defined-benefit pension plan — when you meet plan requirements and retire, you\u2019re guaranteed a monthly income benefit for the rest of your life.<\/p>\n

Both you and the UW contribute money to LEOFF 2. However, these contributions don\u2019t determine your retirement benefit. Instead, the income you receive from LEOFF 2 during retirement depends on both your salary and your years of service while a member of LEOFF 2.<\/p>\n

For a comprehensive summary about how your retirement plan works, see the LEOFF 2 Member Handbook<\/a>.<\/p>\n

Enroll in LEOFF 2<\/h4>\n

Only full-time commissioned UW police officers are eligible to participate in LEOFF 2. Participation is a condition of employment and you will be automatically enrolled in the plan if you are eligible.<\/p>\n

What you contribute<\/h4>\n

Each paycheck, you contribute 8.53% of your gross salary to LEOFF 2.<\/p>\n

The UW also contributes to LEOFF 2 on your behalf. These aren\u2019t matching funds, and you have no access to them. The rates at which both you and UW contribute are specified by the state legislature. They periodically adjust the rates to reflect the overall cost of the plan.<\/p>\n

While these contributions help fund LEOFF 2, they do not determine how much income you receive at retirement. Use the LEOFF 2 formula to calculate your monthly retirement benefit.<\/p>\n

<\/h4>\n

Your retirement benefit<\/h4>\n

At retirement, the income you receive from LEOFF 2 depends on two factors — how long you\u2019ve worked and how much money you made. The formula for calculating your monthly retirement benefit is:<\/p>\n

2% x service credit years x final average salary<\/b><\/p>\n

Final Average Salary:<\/strong> The monthly average of your 60 consecutive highest-paid service credit months.<\/p>\n

Service credit:<\/strong> Service credit is based on the number of hours you work each month and how long you have participated in the retirement plan.\u00a0The UW reports your hours and earnings to the Washington state Department of Retirement Systems (DRS) every payday.<\/p>\n

You\u2019re vested in the plan when you have five years of service credit. And once you\u2019re vested, you\u2019re eligible to retire with a full benefit at age 53.\u00a0You can retire with a reduced benefit as early as age 50 if you have at least 20 service credit years.<\/p>\n

Retirement Savings Education & Resources<\/h4>\n

The Department of Retirement Systems (DRS) offers a wide range of resources to help you understand your retirement plan and meet your retirement savings goals. Visit DRS Education<\/a> to find webinars, seminars, calculators and more.<\/p>\n","protected":false},"excerpt":{"rendered":"

Learn about the Law Enforcement Officers\u2019 and Fire Fighters\u2019 (LEOFF) 2 retirement plan, including eligibility, how to enroll, contributions, and other details<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":131,"menu_order":50,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-226","page","type-page","status-publish","format-standard","hentry","search_bucket-contact-benefits","search_bucket-page","keyword-leoff-2"],"acf":[],"yoast_head":"\nLEOFF 2 retirement plan - Benefits<\/title>\n<meta name=\"description\" content=\"The Law Enforcement Officers\u2019 and Fire Fighters\u2019 (LEOFF) 2 retirement plan provides a monthly income benefit for the rest of your life if you qualify.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hr.uw.edu\/benefits\/retirement-plans\/leoff-2-retirement-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LEOFF 2 retirement plan - 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