{"id":226,"date":"2016-04-14T23:25:27","date_gmt":"2016-04-15T06:25:27","guid":{"rendered":"http:\/\/hr.uw.edu\/benefits\/?page_id=226"},"modified":"2026-07-06T15:37:35","modified_gmt":"2026-07-06T22:37:35","slug":"leoff-2-retirement-plan","status":"publish","type":"page","link":"https:\/\/hr.uw.edu\/benefits\/retirement-plans\/leoff-2-retirement-plan\/","title":{"rendered":"LEOFF 2 retirement plan"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/hr.uw.edu\/benefits\/retirement-plans\/leoff-2-retirement-plan\/#Enroll-in-LEOFF-2\" >Enroll in LEOFF 2<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/hr.uw.edu\/benefits\/retirement-plans\/leoff-2-retirement-plan\/#What-you-contribute\" >What you contribute<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/hr.uw.edu\/benefits\/retirement-plans\/leoff-2-retirement-plan\/#Your-retirement-benefit\" >Your retirement benefit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/hr.uw.edu\/benefits\/retirement-plans\/leoff-2-retirement-plan\/#Retirement-Savings-Education-Resources\" >Retirement Savings Education &amp; Resources<\/a><\/li><\/ul><\/nav><\/div>\n<p><a name=\"top\"><\/a>Available to commissioned UW police officers, the Law Enforcement Officers\u2019 and Fire Fighters\u2019 (LEOFF) 2 retirement plan is a traditional, defined-benefit pension plan &#8212; when you meet plan requirements and retire, you\u2019re guaranteed a monthly income benefit for the rest of your life.<\/p>\n<p>Both you and the UW contribute money to LEOFF 2. However, these contributions don\u2019t determine your retirement benefit. Instead, the income you receive from LEOFF 2 during retirement depends on both your salary and your years of service while a member of LEOFF 2.<\/p>\n<p>For a comprehensive summary about how your retirement plan works, see the <a href=\"https:\/\/www.drs.wa.gov\/plan\/leoff2\/\" target=\"_blank\" rel=\"noopener noreferrer\">LEOFF 2 Member Handbook<\/a>.<\/p>\n<div style=\"text-align:right;\"><a href=\"#top\">Return to top<\/a><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Enroll-in-LEOFF-2\"><\/span>Enroll in LEOFF 2<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Only full-time commissioned UW police officers are eligible to participate in LEOFF 2. Participation is a condition of employment and you will be automatically enrolled in the plan if you are eligible.<\/p>\n<div style=\"text-align:right;\"><a href=\"#top\">Return to top<\/a><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What-you-contribute\"><\/span>What you contribute<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Each paycheck, you contribute 8.53% of your gross salary to LEOFF 2.<\/p>\n<p>The UW also contributes to LEOFF 2 on your behalf. These aren\u2019t matching funds, and you have no access to them. The rates at which both you and UW contribute are specified by the state legislature. They periodically adjust the rates to reflect the overall cost of the plan.<\/p>\n<p>While these contributions help fund LEOFF 2, they do not determine how much income you receive at retirement. Use the LEOFF 2 formula to calculate your monthly retirement benefit.<\/p>\n<div style=\"text-align:right;\"><a href=\"#top\">Return to top<\/a><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Your-retirement-benefit\"><\/span>Your retirement benefit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>At retirement, the income you receive from LEOFF 2 depends on two factors &#8212; how long you\u2019ve worked and how much money you made. The formula for calculating your monthly retirement benefit is:<\/p>\n<p style=\"text-align: center\"><b>2% x service credit years x final average salary<\/b><\/p>\n<p><strong>Final Average Salary:<\/strong> The monthly average of your 60 consecutive highest-paid service credit months.<\/p>\n<p><strong>Service credit:<\/strong> Service credit is based on the number of hours you work each month and how long you have participated in the retirement plan.\u00a0The UW reports your hours and earnings to the Washington state Department of Retirement Systems (DRS) every payday.<\/p>\n<p>You\u2019re vested in the plan when you have five years of service credit. And once you\u2019re vested, you\u2019re eligible to retire with a full benefit at age 53.\u00a0You can retire with a reduced benefit as early as age 50 if you have at least 20 service credit years.<\/p>\n<div style=\"text-align:right;\"><a href=\"#top\">Return to top<\/a><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Retirement-Savings-Education-Resources\"><\/span>Retirement Savings Education &amp; Resources<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Department of Retirement Systems (DRS) offers a wide range of resources to help you understand your retirement plan and meet your retirement savings goals. Visit <a href=\"https:\/\/www.drs.wa.gov\/webinars\/#plan-2:-leoff,-wsprs,-psers\">DRS Education<\/a> to find webinars, seminars, calculators and more.<\/p>\n<div style=\"text-align:right;\"><a href=\"#top\">Return to top<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Learn about the Law Enforcement Officers\u2019 and Fire Fighters\u2019 (LEOFF) 2 retirement plan, including eligibility, how to enroll, contributions, and other details<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":131,"menu_order":50,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[],"class_list":["post-226","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/comments?post=226"}],"version-history":[{"count":3,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/226\/revisions"}],"predecessor-version":[{"id":10570,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/226\/revisions\/10570"}],"up":[{"embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/pages\/131"}],"wp:attachment":[{"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/media?parent=226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hr.uw.edu\/benefits\/wp-json\/wp\/v2\/categories?post=226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}