Total Benefits http://hr.uw.edu/benefits The Benefits Office supports UW employees with a variety of health plan options, generous retirement plans, life insurance and long-term disability coverage, and more. Fri, 19 Jan 2018 17:47:54 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.2 http://hr.uw.edu/benefits/wp-content/uploads/sites/3/2016/05/cropped-site-identity-32x32.png Total Benefits http://hr.uw.edu/benefits 32 32 Social Security: A Foundation for Planning Your Future – July 27, 2017 http://hr.uw.edu/benefits/2017/06/16/social-security-a-foundation-for-planning-your-future-july-27-2017/ Fri, 16 Jun 2017 17:34:48 +0000 http://hr.uw.edu/benefits/?p=3667 Don’t miss the next Social Security Workshop, scheduled for Thursday, July 27, 2017, 11:30am – 1:00pm in the UW Tower This popular seminar is presented by a Public Affairs Specialist […]

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Don’t miss the next Social Security Workshop, scheduled for Thursday, July 27, 2017, 11:30am – 1:00pm in the UW Tower

This popular seminar is presented by a Public Affairs Specialist with the Social Security Administration (SSA)

Get answers to your questions, including:

  • What are the eligibility requirements for Social Security?
  • How does early retirement affect your benefits?
  • What programs are administered under the Social Security Act?
  • What is the future of Social Security?
  • When do Social Security and Medicare benefits begin?
  • How to use your “my Social Security Account” and other online services.

If you plan to attend this workshop, the SSA requests that you bring a printed copy of your Social Security Benefit Statement with you as this important tool will be referenced during the presentation. You can download a copy from the official SSA website at https://www.ssa.gov/myaccount/.

Learn more and register at: https://ucs.admin.uw.edu/pod/Course/Details/BOSS1

 

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Important Info for Faculty & Staff with Less than 12 month appointments http://hr.uw.edu/benefits/2017/05/26/important-info-for-faculty-staff-with-less-than-12-month-appointments/ Fri, 26 May 2017 17:35:41 +0000 http://hr.uw.edu/benefits/?p=3474 Faculty and staff with less than 12 month appointments, and who may not work over the summer should be aware of the impact on their insurance benefits.

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Faculty and staff with less than 12 month appointments, and who may not work over the summer, should be aware of the impact on their insurance benefits.  Summer PEBB medical and life insurance deductions are deducted on the June 25 paycheck each year.

Read more here, or in the notice that was sent via email to all those impacted on May 26.

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Take Advantage of Free Retirement Planning Guidance http://hr.uw.edu/benefits/2017/05/26/take-advantage-of-free-retirement-planning-guidance/ Fri, 26 May 2017 08:07:11 +0000 http://hr.uw.edu/benefits/?p=3407 Few things in life are free but here's one. Schedule time with a knowledgeable Fidelity or TIAA consultant and you’ll get free retirement planning guidance—no strings attached.

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Few things in life are free, but here’s one. Schedule time with a knowledgeable Fidelity or TIAA consultant and you’ll get free retirement planning guidance—no strings attached. These individual appointments are an excellent time for you to:

  • Ask about saving for retirement and other goals
  • Evaluate investment choices that meet your needs
  • Create an action plan to get and stay on track for retirement
  • Review retirement income options

Schedule an appointment today! 

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Get a Handle on Your Personal Finances http://hr.uw.edu/benefits/2017/05/17/get-a-handle-on-your-personal-finances/ Wed, 17 May 2017 19:55:05 +0000 http://hr.uw.edu/benefits/?p=3397 Save more and better manage your finances by joining a local credit union like Inspirus, (formerly School Employees Credit Union or Washington State Employees Credit Union (WSECU). As UW partners, both credit unions offer full-service, nonprofit financial products and services, and the following complimentary seminars on sound money management practices.

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Save more and better manage your finances by joining a local credit union like Inspirus, (formerly School Employees Credit Union or Washington State Employees Credit Union (WSECU). As UW partners, both credit unions offer full-service, nonprofit financial products and services at competitive rates, low or no fees, easy access, and a commitment to making your life easier. Inspirus and WSECU also offer the following complimentary seminars on sound money management practices.

Financial Yoga: Stretching Your Hard-Earned Dollars
In today’s tough economic climate, stretching a paycheck is more important than ever. Learn tips that will help you gain control of your finances and reduce financial stress.  Presented by Inspirus Credit Union, and sponsored by the UW Benefits Office.

June 22, Harborview
July 11, UW Tacoma
July 18, UW Tower
August 17, Health Sciences

Scams, Shams & Identity Theft
Identity theft is a continual threat that catches people unaware. This workshop will bring you up-to-date on the latest statistics, explain how identity theft happens, offer ways to prevent having it from happening to you, and educate you on ways to protect yourself from scammers. For those affected by fraud or identity theft, WSECU offers resources to help you make a full recovery and restore your good name. Come to this seminar so you can better protect yourself, your money, and your personal information. Presented by Washington State Employees Credit Union and sponsored by the UW Benefits Office.

June 21, Health Sciences
July 6, UW Bothell

Credit Reporting 101
Worried if your credit is good enough to refinance your home, or get that RV, boat or new car? Learn how the credit bureaus develop your credit score and come away with valuable tips to help you get the most from your creditworthiness. Get to know what affects your credit, learn why your credit scores may differ, find out how to get a free credit report and learn five easy steps to a better score. Presented by Washington State Employees Credit Union, and sponsored by the UW Benefits Office.

July 19, South Lake Union

August 22, Harborview

Visit our page to register or view other financial guidance seminars.

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Spring-Summer Home-owners Seminars http://hr.uw.edu/benefits/2017/05/04/spring-summer-home-owners-seminars/ Thu, 04 May 2017 18:37:25 +0000 http://hr.uw.edu/benefits/?p=3394 Learn everything you need to know about homeownership. Provided by HomeStreet Bank, these seminars offer information on a variety of homeownership issues, from budgeting and buying, to maintenance and remodeling.

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Learn everything you need to know about homeownership.  Provided by HomeStreet Bank, these seminars offer information on a variety of homeownership issues, from budgeting and buying, to maintenance and remodeling.

Seasonal Home Maintenance
In this seminar you will learn:

• How to save money through regular home maintenance
• How to budget for basic home repairs
• Plus, receive a fall home maintenance check list

June 1, 2017, UW Tower

 

 Buying a Home Whether you’re buying your first home or just need a refresher, this seminar is for you. In it you will learn:

  • Today’s real estate market
  • Role of the real estate agent
  • Pre-approvals vs. pre-qualifications
  • Mortgage applications, home inspections, and appraisals

 

May 23, 2017 – Harborview,
June 13, 2017 – Health sciences

 

 Buying a Vacation or Rental Property Are you looking to invest beyond your primary home? In this seminar you will learn:

  •  How to determine your investment style with respect to investing in real estate
  • How to obtain non-owner occupied financing
  • Pros & pitfalls of owning multiple properties
  • Tips for maintaining primary and secondary residences

June 7, 2017 – UW Tower

 

 Planning on Upsizing or Downsizing your Home Are you ready to move up to a bigger, better home or downsize to a smaller one? In this seminar you will learn:

  • What it takes to sell your existing home
  • How to determine the market value of your home
  • What improvements pay off
  • How to crunch the numbers to budget for your next home

July 13, 2017 – UW Tower
July 25, 2017 – South Lake Union

 

Buying and Remodeling a Fixer Upper Are you one of those enterprising “Do-It-Yourself” types? In this seminar you will learn: • The best options for finding distressed properties

  • What improvements add value to your home
  • How to budget for basic home repairs
  • Whether to do it yourself or hire out

July 19, 2017 – UW Tacoma

 

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Spring into Summer with SmartHealth http://hr.uw.edu/benefits/2017/04/28/spring-into-summer-with-smarthealth/ Fri, 28 Apr 2017 08:00:27 +0000 http://hr.uw.edu/benefits/?p=3390 Spring into summer this year by signing up with SmartHealth, the HCA’s unique, interactive health and wellness program.
Through SmartHealth, you can create your own program, earn incentive points by following through on healthful activities, and virtually interact with other members for mutual support and encouragement.

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Spring into summer this year by signing up with SmartHealth, the HCA’s unique, interactive health and wellness program.

Through SmartHealth, you can create your own program, earn incentive points by following through on healthful activities, and virtually interact with other members for mutual support and encouragement. Eligible subscribers can accumulate points for a chance to win gift cards, vacation getaway offers, random prize drawings, and a $125 wellness incentive if they reach 2000 points by September 30, 2017 (or within 120 days for new benefit subscribers).

How SmartHealth works    

Available to all PEBB program members, SmartHealth interfaces with participants through a secure, easy-to-use website where members select from a wide range of activities and then track progress toward personalized goals.

Naturally, the cornerstone of SmartHealth is a focus on nutrition, rest and exercise, but it also offers points for health activities such as health checkups, or for engaging in national health observances such as American Heart month.

More than just an exercise program, SmartHealth can also help you explore personal growth. Through SmartHealth you can gain techniques to manage stress and depression, learn about financial well-being and/or how to foster positive relationships with yourself and others. You can also journal and/or share your progress with others, or create health challenges and invite others in the SmartHealth community to participate in the fun.

Take a moment to explore the SmartHealth site and look over the catalog of wellness incentive activities, one of which is sure to interest you. Here’s a sample of what’s being offered this month:

  • Track your zzzz’s – 100 pts.
  • Plant a garden – 50 pts.
  • A taste of cardio – 75 pts./wk
  • Don’t overthink it – 25 pts./wk

And be sure to check out SmartHealth’s three topics of focus this quarter: Craving Slayer Go to Bed Already! Protect Your Back

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Ready to own a home? Get your free financial assessment http://hr.uw.edu/benefits/2017/04/14/inspired-by-the-home-improvement-fair-ready-to-become-a-home-owner/ Fri, 14 Apr 2017 08:09:31 +0000 http://hr.uw.edu/benefits/?p=3323 One of the first and most important major steps on your journey to home-ownership is an appointment with a loan officer or pre-purchase housing counselor to assess you financial situation. […]

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One of the first and most important major steps on your journey to home-ownership is an appointment with a loan officer or pre-purchase housing counselor to assess you financial situation. Based on your finances and the current housing market, a pre-qualification appointment will give you a realistic idea of what you can afford and/or how much you need to save.

As a UW employee, you can make an appointment to meet one-on-one with a HomeStreet Bank representative during a free prequalification appointment. The meeting is a great time to get your questions answered about your specific circumstances. Here are a few things you will want to bring:

  • A list of current debts (Copies of current billing statements are the best)
  • Current paycheck stubs
  • Verification of funds to close (such as bank statements, retirement account information, gift deposits, etc.)

When the counselor or loan officer determines you are ready to begin your search for a new home, you can obtain a pre-approval letter from your loan officer that reflects your ability to qualify for a loan at the amount you wish to pay for a house. The fun begins once you have your pre-approval letter in hand!

The Hometown Home Loan Program offers even more discounts and resources to UW employees. If you’re considering buying or refinancing a home, check out the Benefits website for seminars programs and resources available to you.

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Social Media and Your Child’s Financial Future http://hr.uw.edu/benefits/2017/04/07/social-media-and-your-childs-financial-future/ Fri, 07 Apr 2017 08:00:08 +0000 http://hr.uw.edu/benefits/?p=3305 Social media can help or hurt your child’s chances of getting into college, landing a job, and gaining financial independence. Universities and future employers often check applicants’ social media profiles. […]

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Social media can help or hurt your child’s chances of getting into college, landing a job, and gaining financial independence. Universities and future employers often check applicants’ social media profiles. Focusing on Facebook, you’ll learn effective strategies for your child and the top 10 social media mistakes to avoid, as well as strategies to make sure your children  present themselves in the best light online.  Presented by Inspirus Credit Union     

May 11, 2017, Seattle – UW Tower. 

Register now.

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What’s your plan for retirement? http://hr.uw.edu/benefits/2017/03/31/whats-your-plan-for-retirement/ Fri, 31 Mar 2017 16:31:56 +0000 http://hr.uw.edu/benefits/?p=3234 If you're planning to retire soon, consider attending, "Fundamentals of Retirement Income" to better prepare for the years ahead. Offered by Fidelity Investments.

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If you’re planning to retire within the next few years, consider attending this important workshop to better prepare for the years ahead.

Fundamentals of Retirement Income Planning
In this seminar presented by Fidelity Investments, you will learn more about important elements you should take into consideration when creating a personal retirement income strategy to meet your retirement goals.

  • Understand the financial and personal risks pre-retirees may face
  • Understand the five Key Risks
  • Identify Expenses and Income
  • Create a plan

Offered: April 14, 21; May 2, 16, 18, 31; June 6 & 20. https://ucs.admin.uw.edu/pod/Course/Details/BR075

The next Social Security seminar, presented by a member of the Social Security Administration is scheduled for July 27 at the UW Tower.

Who should attend: UW employees who are planning to retire within the next few years

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Could this be the year you buy your new home? http://hr.uw.edu/benefits/2017/03/24/could-this-be-the-year-you-buy-your-new-home/ Fri, 24 Mar 2017 17:56:00 +0000 http://hr.uw.edu/benefits/?p=3168 The Hometown Home Loan Program can help you through the home-buying process, from budgeting and buying, to remodeling and refinancing, to selling and/or upgrading your home.

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One of the more exciting benefits available to UW faculty and staff,  the Hometown Home Loan Program, offers seminars and support to guide you step-by-step through the home-buying process. Free seminars range from first time buyer’s workshops to sound advice for the seasoned do-it-yourselfer. You can also learn about budgeting, credit reporting, and seasonal home maintenance.

UW employees can also meet one-on-one with a HomeStreet Bank representative during a free prequalification appointment, and take advantage of reduced fees and closing costs.

(Not sure if home-ownership is right for you right now? Explore the possibility by calculating the difference between renting and buying a home with the HomeStreet Bank Rent vs.Ownership calculator.

With spring around the corner, now’s a great time to start turning your dream of home-ownership into reality.

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